Best Smartwatches for contactless payments

contactless payments Decision Dashboard

Best for contactless payments

Garmin Enduro 3

5.0 attribute score

Highest scored product for this attribute based on supporting review evidence.

Most evidence

Huawei Watch GT 6 Pro

14 supporting reviews

Has the broadest review evidence for this attribute.

Best overall product

Coros Nomad

4.4 overall score

Strongest overall product among items with scored evidence for this attribute.

#1 Garmin Enduro 3
5.0

Contactless payments were strongly praised by reviewers who used Garmin Pay frequently and treated it as part of daily use.

Pros: battery life, value for money

Cons: smartwatch features, size options

#2 Apple Watch Ultra 2
5.0

Contactless payments were praised as part of Apple’s top-tier smartwatch services and general usability advantage.

Pros: battery life, voice assistant quality

Cons: value for money, mapping and navigation

#3 Samsung Galaxy Watch 9
5.0

Samsung Wallet payments are described as seamless and convenient, making wrist-based NFC purchases a useful everyday feature.

Pros: software smoothness, wellness insights

Cons: battery life, charging speed

#4 Tag Heuer Connected Calibre E4
5.0

Contactless payments have limited but positive evidence, with Google Pay described as simple to use.

Pros: style and design, battery life

Cons: value for money, heart rate accuracy

#5 TicWatch Pro 5
5.0

Contactless payments worked perfectly in the one review that specifically evaluated Google Pay on the watch.

Pros: battery life, display quality

Cons: voice assistant quality, sleep tracking accuracy

#6 Samsung Galaxy Watch Ultra 2
4.8

Google Wallet and Samsung’s payment support make quick purchases from the wrist easy and genuinely phone-free. Testers who used it viewed payments as one of the practical everyday smartwatch benefits.

Pros: battery life, comfort

Cons: value for money, charging speed

#7 Apple Watch Series 11
4.8

Apple Pay on the watch is singled out as a favorite everyday convenience.

Pros: battery life, value for money

Cons: coaching features, recovery insights

#8 Apple Watch Series 10
4.6

Contactless payments were strongly praised for speed and convenience, especially in daily routines and transit-like scenarios.

Pros: charging speed, display quality

Cons: battery life, water resistance

#9 Apple Watch SE 3
4.5

Apple Pay was positively mentioned as part of the compelling smartwatch feature set and deep Apple ecosystem integration.

Pros: display quality, value for money

Cons: ECG functionality, battery life

#10 Google Pixel Watch 4
4.5

Google Wallet/contactless payments were mentioned positively where reviewed.

Pros: battery life, charging speed

Cons: band quality, button controls

#11 OnePlus Watch 2R
4.5

Contactless payments were positively received as a useful Google Wallet feature.

Pros: battery life, value for money

Cons: companion app quality, charging convenience

#12 Ticwatch Pro 5 Enduro
4.5

Google Wallet/contactless payments worked well in reviewer use and were repeatedly treated as a solid smartwatch convenience.

Pros: battery life, value for money

Cons: operating system experience, voice assistant quality

#13 Garmin Tactix 8
4.4

Contactless payment support was viewed as easy and premium, though the evidence was brief.

Pros: battery life, durability

Cons: value for money, band quality

#14 Google Pixel Watch 3
4.3

Contactless payments were lightly but positively supported, with reviewers noting prompt Google Pay/Wallet access and broad support among key smartwatch features.

Pros: battery life, display quality

Cons: GPS accuracy, charging convenience

#15 Garmin Forerunner 170
4.3

Garmin Pay is a useful convenience and a key reason to choose the 170 over the 70. Its value depends on bank support and whether buyers can justify the price...

Pros: value for money, battery life

Cons: mapping and navigation, materials quality

#16 OnePlus Watch 3
4.3

Contactless payments worked well where reviewers tested or discussed Google Wallet and NFC payments.

Pros: battery life, button controls

Cons: size options, ECG functionality

#17 Garmin Forerunner 970
4.3

Contactless payments were valued, especially by reviewers who rely on Garmin Pay, though bank support was described as solid in the US and mixed elsewhere.

Pros: heart rate accuracy, GPS accuracy

Cons: battery life, value for money

#18 Samsung Galaxy Watch 6
4.3

Wallet and NFC use were treated positively as convenient smartwatch features for wrist-based payments and day-to-day utility.

Pros: software smoothness, comfort

Cons: battery life, GPS accuracy

#19 Amazfit Cheetah 2 Pro
4.2

Contactless payments were positively described as practical for errands, coffee or post-workout stops without carrying a phone.

Pros: GPS accuracy, battery life

Cons: band quality, smartwatch features

#20 Apple Watch Ultra 3
4.2

Apple Pay and Wallet were cited as useful day-to-day smartwatch tools.

Pros: battery life, heart rate accuracy

Cons: comfort, value for money

#21 Garmin Lily 2 Active
4.0

Garmin Pay is considered useful and easy to set up, though one reviewer notes its value drops if a phone is still needed for music.

Pros: battery life, GPS accuracy

Cons: onboard music storage, mapping and navigation

#22 Garmin Fenix 8
4.0

Contactless payments were counted as part of Garmin’s complete smartwatch-tool package in the supporting review.

Pros: battery life, GPS accuracy

Cons: value for money, call handling

#23 Garmin Forerunner 165
4.0

Garmin Pay was viewed as a straightforward, effective contactless payment feature.

Pros: value for money, GPS accuracy

Cons: recovery insights, onboard music storage

#24 Garmin Instinct 3
4.0

Contactless payments are treated as a useful everyday feature that survived Garmin’s feature cuts.

Pros: battery life, display quality

Cons: mapping and navigation, smartwatch features

#25 Google Pixel Watch 5
4.0

Express Pay reduces friction by letting users tap to pay without first opening Wallet, a small convenience that meaningfully improves day-to-day use.

Pros: software smoothness, style and design

Cons: value for money, wellness insights

#26 Samsung Galaxy Watch 8
4.0

Contactless payments had limited evidence, but one reviewer explicitly called the feature nice.

Pros: comfort, voice assistant quality

Cons: battery life, antioxidant index

#27 Garmin MARQ Gen 2
4.0

Contactless payments were appreciated for phone-free outings and setup ease, though bank support and PIN friction limited convenience.

Pros: display quality, battery life

Cons: value for money, smartphone notifications

#28 Garmin Vivoactive 6
3.9

Contactless payments are useful, but reviewer sentiment is tempered by Garmin Pay bank compatibility and smoothness limitations.

Pros: battery life, comfort

Cons: heart rate accuracy, sleep tracking accuracy

#29 Samsung Galaxy Watch 7
3.9

Payments are useful and bundled into the smartwatch experience, but one reviewer disliked being pushed toward Samsung Wallet instead of their preferred wallet.

Pros: value for money, wellness insights

Cons: battery life, cross-platform compatibility

#30 Xiaomi Watch 2
3.9

Contactless payments worked well and were convenient, but the required screen lock was an annoyance.

Pros: value for money, smartphone notifications

Cons: battery life, operating system experience

#31 Samsung Galaxy Watch Ultra (2024)
3.8

Payments were useful and reliable in the positive evidence, though one reviewer found PIN friction annoying.

Pros: battery life, sleep tracking accuracy

Cons: wellness insights, style and design

#32 Garmin Venu Sq 2
3.7

Contactless payments worked well for some reviewers and were convenient, but support varied by bank and territory.

Pros: battery life, display quality

Cons: smartwatch features, style and design

#33 Garmin Forerunner 170 Music
3.7

Garmin Pay is useful for phone-free runs and everyday purchases, but reviewers disagree on whether it justifies the price premium over the cheaper Forerunner 70.

Pros: value for money, GPS accuracy

Cons: mapping and navigation, third-party app support

#34 Xiaomi Watch 2 Pro
3.7

Contactless payments worked and were valued, but reviewers noted the security passcode requirement as an annoyance.

Pros: app ecosystem, battery life

Cons: size options, comfort

#35 Garmin Venu 3
3.6

Contactless payments are convenient when set up, but evidence is mixed because setup can feel unnecessary and bank support is patchier than Apple or Google Pay.

Pros: battery life, GPS accuracy

Cons: smartwatch features, smartphone notifications

#36 Garmin Forerunner 255
3.6

Garmin Pay was useful when supported, but bank compatibility made the contactless payment experience inconsistent.

Pros: GPS accuracy, battery life

Cons: smartphone notifications, mapping and navigation

#37 Garmin Epix Pro (Gen 2)
3.6

Contactless payments are polarizing: Garmin Pay can be quick and widely useful, but bank support and intuitiveness vary by region.

Pros: battery life, GPS accuracy

Cons: user interface, fit

#38 Fitbit Versa 4
3.5

Contactless payments were useful when supported, with Google Pay working well in one review, but bank support was limited in another.

Pros: battery life, GPS accuracy

Cons: value for money, heart rate accuracy

#39 Garmin vivomove Trend
3.5

Contactless payments were useful but mixed, with easy setup in one review and bank/support slickness criticized against Apple Pay in another.

Pros: style and design, charging convenience

Cons: battery life, charging speed

#40 Samsung Galaxy Watch FE
3.5

Contactless payments worked as a modern feature set, but the shortcut behavior created a usability annoyance for Google Wallet users.

Pros: smartwatch features, health tracking accuracy

Cons: value for money, software smoothness

#41 Garmin Approach S62
3.3

Contactless payments were useful in principle, but bank compatibility limitations made Garmin Pay less compelling for one UK-focused reviewer.

Pros: mapping and navigation, value for money

Cons: coaching features, smartphone notifications

#42 Garmin Forerunner 255S
3.3

Garmin Pay worked for reviewers, but it was described as less slick or less compelling than rival watch payment systems.

Pros: value for money, battery life

Cons: menu navigation, user interface

#43 Amazfit Active Max
3.2

Contactless payments were useful but not especially slick, according to the one reviewer who evaluated Zepp Pay.

Pros: battery life, value for money

Cons: companion app quality, heart rate accuracy

#44 Garmin Venu X1
3.2

Garmin Pay worked as a useful convenience in one review, but other reviewers criticized it as less slick or limited by bank support.

Pros: display quality, comfort

Cons: battery life, value for money

#45 Garmin Lily 2
3.1

Garmin Pay is considered useful, but its value depends heavily on bank support and is limited in some regions.

Pros: battery life, style and design

Cons: sleep tracking accuracy, workout tracking variety

#46 Garmin Forerunner 955
3.1

Contactless payments were helpful where supported, but bank availability and regional support were recurring limitations.

Pros: GPS accuracy, battery life

Cons: onboard music storage, charging convenience

#47 Amazfit Balance 3
3.1

Zepp Pay is present, but regional and bank support limits its usefulness. European users may need Curve, and not every German bank is directly supported.

Pros: battery life, brightness

Cons: fit, third-party app support

#48 Amazfit Active 2
3.0

Contactless payments are useful in principle but limited by model, region, or the need to buy the premium version.

Pros: value for money, battery life

Cons: band quality, button controls

#49 Garmin Vivoactive 5
3.0

Garmin Pay worked, but reviewers repeatedly noted it was less slick or had narrower bank support than rival payment systems.

Pros: value for money, GPS accuracy

Cons: sleep tracking accuracy, recovery insights

#50 Amazfit Active 3 Premium
3.0

Contactless payments are region-dependent: one reviewer says Zepp Pay does not work in the United States, while a European reviewer reports Curve-based payment works smoothly.

Pros: value for money, battery life

Cons: heart rate accuracy, third-party app support