Best 2026 Smartwatches for contactless payments

#1 Samsung Galaxy Watch 9
5.0

Samsung Wallet payments are described as seamless and convenient, making wrist-based NFC purchases a useful everyday feature.

Pros: software smoothness, wellness insights

Cons: battery life, charging speed

#2 Samsung Galaxy Watch Ultra 2
4.8

Google Wallet and Samsung’s payment support make quick purchases from the wrist easy and genuinely phone-free. Testers who used it viewed payments as one of the practical everyday smartwatch benefits.

Pros: battery life, comfort

Cons: value for money, charging speed

#3 Garmin Forerunner 170
4.3

Garmin Pay is a useful convenience and a key reason to choose the 170 over the 70. Its value depends on bank support and whether buyers can justify the price...

Pros: value for money, battery life

Cons: mapping and navigation, materials quality

#4 Amazfit Cheetah 2 Pro
4.2

Contactless payments were positively described as practical for errands, coffee or post-workout stops without carrying a phone.

Pros: GPS accuracy, battery life

Cons: band quality, smartwatch features

#5 Google Pixel Watch 5
4.0

Express Pay reduces friction by letting users tap to pay without first opening Wallet, a small convenience that meaningfully improves day-to-day use.

Pros: software smoothness, style and design

Cons: value for money, wellness insights

#6 Garmin Forerunner 170 Music
3.7

Garmin Pay is useful for phone-free runs and everyday purchases, but reviewers disagree on whether it justifies the price premium over the cheaper Forerunner 70.

Pros: value for money, GPS accuracy

Cons: mapping and navigation, third-party app support

#7 Amazfit Balance 3
3.1

Zepp Pay is present, but regional and bank support limits its usefulness. European users may need Curve, and not every German bank is directly supported.

Pros: battery life, brightness

Cons: fit, third-party app support

#8 Amazfit Active 3 Premium
3.0

Contactless payments are region-dependent: one reviewer says Zepp Pay does not work in the United States, while a European reviewer reports Curve-based payment works smoothly.

Pros: value for money, battery life

Cons: heart rate accuracy, third-party app support

#9 Amazfit Cheetah 2 Ultra
3.0

Contactless payment works quickly after setup, but enrollment and PIN friction make the implementation less convenient.

Pros: battery life, value for money

Cons: reliability

#10 Amazfit T-Rex Ultra 2
2.5

Contactless-payment evidence was region-dependent: one review liked European NFC support, while others criticized limited or unavailable payment support.

Pros: battery life, value for money

Cons: heart rate accuracy, comfort

#11 Garmin Forerunner 70
2.3

Garmin Pay is completely absent, so runners must carry a phone, card, or cash for purchases. This is one of the clearest reasons to consider the Forerunner 170.

Pros: battery life, value for money

Cons: mapping and navigation, smartwatch features