Best 2024 Smartwatches for contactless payments

#1 Garmin Enduro 3
5.0

Contactless payments were strongly praised by reviewers who used Garmin Pay frequently and treated it as part of daily use.

Pros: battery life, value for money

Cons: smartwatch features, size options

#2 Apple Watch Ultra 2
5.0

Contactless payments were praised as part of Apple’s top-tier smartwatch services and general usability advantage.

Pros: battery life, voice assistant quality

Cons: value for money, mapping and navigation

#3 Apple Watch Series 10
4.6

Contactless payments were strongly praised for speed and convenience, especially in daily routines and transit-like scenarios.

Pros: charging speed, display quality

Cons: battery life, water resistance

#4 OnePlus Watch 2R
4.5

Contactless payments were positively received as a useful Google Wallet feature.

Pros: battery life, value for money

Cons: companion app quality, charging convenience

#5 Ticwatch Pro 5 Enduro
4.5

Google Wallet/contactless payments worked well in reviewer use and were repeatedly treated as a solid smartwatch convenience.

Pros: battery life, value for money

Cons: operating system experience, voice assistant quality

#6 Google Pixel Watch 3
4.3

Contactless payments were lightly but positively supported, with reviewers noting prompt Google Pay/Wallet access and broad support among key smartwatch features.

Pros: battery life, display quality

Cons: GPS accuracy, charging convenience

#7 Garmin Lily 2 Active
4.0

Garmin Pay is considered useful and easy to set up, though one reviewer notes its value drops if a phone is still needed for music.

Pros: battery life, GPS accuracy

Cons: onboard music storage, mapping and navigation

#8 Garmin Fenix 8
4.0

Contactless payments were counted as part of Garmin’s complete smartwatch-tool package in the supporting review.

Pros: battery life, GPS accuracy

Cons: value for money, call handling

#9 Garmin Forerunner 165
4.0

Garmin Pay was viewed as a straightforward, effective contactless payment feature.

Pros: value for money, GPS accuracy

Cons: recovery insights, onboard music storage

#10 Samsung Galaxy Watch 7
3.9

Payments are useful and bundled into the smartwatch experience, but one reviewer disliked being pushed toward Samsung Wallet instead of their preferred wallet.

Pros: value for money, wellness insights

Cons: battery life, cross-platform compatibility

#11 Xiaomi Watch 2
3.9

Contactless payments worked well and were convenient, but the required screen lock was an annoyance.

Pros: value for money, smartphone notifications

Cons: battery life, operating system experience

#12 Samsung Galaxy Watch Ultra (2024)
3.8

Payments were useful and reliable in the positive evidence, though one reviewer found PIN friction annoying.

Pros: battery life, sleep tracking accuracy

Cons: wellness insights, style and design

#13 Samsung Galaxy Watch FE
3.5

Contactless payments worked as a modern feature set, but the shortcut behavior created a usability annoyance for Google Wallet users.

Pros: smartwatch features, health tracking accuracy

Cons: value for money, software smoothness

#14 Garmin Lily 2
3.1

Garmin Pay is considered useful, but its value depends heavily on bank support and is limited in some regions.

Pros: battery life, style and design

Cons: sleep tracking accuracy, workout tracking variety

#15 Fitbit Ace LTE
2.3

Contactless payments are a mixed area: one review noted tap-to-pay was not active yet, while another found vendor support limited.

Pros: coaching features, value for money

Cons: battery life

#16 Amazfit T-Rex 3
2.1

Contactless payments were a common weak spot due to Curve, regional limits, missing support, or setup failures.

Pros: value for money, mapping and navigation

Cons: heart rate accuracy, recovery insights

#17 CMF Watch Pro 2
1.5

Contactless payments were a clear missing feature, with reviewers repeatedly flagging absent NFC or mobile payments as a compromise.

Pros: value for money, battery life

Cons: GPS accuracy, sleep tracking accuracy

#18 Xiaomi Redmi Watch 5
1.5

Contactless payments are a clear limitation because global reviewers repeatedly noted the lack of NFC payment support.

Pros: battery life, display quality

Cons: smartphone notifications, sleep tracking accuracy

#19 Xiaomi Redmi Watch 5 Lite
1.5

Contactless payments were a clear miss in the evidence because a reviewer specifically called out the lack of payment support.

Pros: display quality, battery life

Cons: sleep tracking accuracy, voice assistant quality

#20 Polar Vantage M3
1.0

Contactless payments are absent and reviewers frame that as a meaningful limitation at this price.

Pros: value for money, GPS accuracy

Cons: heart rate accuracy, companion app quality

#21 Coros Pace Pro
1.0

Contactless payments were a clear weakness because reviewers repeatedly noted the lack of Garmin Pay, Apple Pay, or NFC payments.

Pros: battery life, GPS accuracy

Cons: heart rate accuracy, smartwatch features

#22 Polar Grit X2 Pro
1.0

Reviewers criticized the lack of native NFC/contactless payment support.

Pros: GPS accuracy, mapping and navigation

Cons: value for money, companion app quality

#23 Suunto Race S
1.0

Contactless payments were clearly treated as missing in one review, making this a low-scoring feature for users who expect payments on-wrist.

Pros: value for money, battery life

Cons: heart rate accuracy, onboard music storage

#24 Xiaomi Redmi 5 Active
1.0

Contactless payments were a clear miss because the reviewer explicitly lamented their absence.

Pros: call handling, smartwatch features

Cons: display quality, value for money