Best 2025 Smartwatches for contactless payments

#1 Apple Watch Series 11
4.8

Apple Pay on the watch is singled out as a favorite everyday convenience.

Pros: battery life, value for money

Cons: coaching features, recovery insights

#2 Apple Watch SE 3
4.5

Apple Pay was positively mentioned as part of the compelling smartwatch feature set and deep Apple ecosystem integration.

Pros: display quality, value for money

Cons: ECG functionality, battery life

#3 Google Pixel Watch 4
4.5

Google Wallet/contactless payments were mentioned positively where reviewed.

Pros: battery life, charging speed

Cons: band quality, button controls

#4 Garmin Tactix 8
4.4

Contactless payment support was viewed as easy and premium, though the evidence was brief.

Pros: battery life, durability

Cons: value for money, band quality

#5 OnePlus Watch 3
4.3

Contactless payments worked well where reviewers tested or discussed Google Wallet and NFC payments.

Pros: battery life, button controls

Cons: size options, ECG functionality

#6 Garmin Forerunner 970
4.3

Contactless payments were valued, especially by reviewers who rely on Garmin Pay, though bank support was described as solid in the US and mixed elsewhere.

Pros: heart rate accuracy, GPS accuracy

Cons: battery life, value for money

#7 Apple Watch Ultra 3
4.2

Apple Pay and Wallet were cited as useful day-to-day smartwatch tools.

Pros: battery life, heart rate accuracy

Cons: comfort, value for money

#8 Garmin Instinct 3
4.0

Contactless payments are treated as a useful everyday feature that survived Garmin’s feature cuts.

Pros: battery life, display quality

Cons: mapping and navigation, smartwatch features

#9 Samsung Galaxy Watch 8
4.0

Contactless payments had limited evidence, but one reviewer explicitly called the feature nice.

Pros: comfort, voice assistant quality

Cons: battery life, antioxidant index

#10 Garmin Vivoactive 6
3.9

Contactless payments are useful, but reviewer sentiment is tempered by Garmin Pay bank compatibility and smoothness limitations.

Pros: battery life, comfort

Cons: heart rate accuracy, sleep tracking accuracy

#11 Amazfit Active Max
3.2

Contactless payments were useful but not especially slick, according to the one reviewer who evaluated Zepp Pay.

Pros: battery life, value for money

Cons: companion app quality, heart rate accuracy

#12 Garmin Venu X1
3.2

Garmin Pay worked as a useful convenience in one review, but other reviewers criticized it as less slick or limited by bank support.

Pros: display quality, comfort

Cons: battery life, value for money

#13 Amazfit Active 2
3.0

Contactless payments are useful in principle but limited by model, region, or the need to buy the premium version.

Pros: value for money, battery life

Cons: band quality, button controls

#14 Garmin Venu 4
2.8

Garmin Pay was useful in theory but limited by passwords and uneven bank support, making contactless payments a mixed attribute.

Pros: battery life, GPS accuracy

Cons: value for money, voice assistant quality

#15 Amazfit Balance 2
2.6

Contactless payment support was a clear caveat, with reviewers noting Zepp Pay is less seamless than Apple Pay and that support varies by region or bank.

Pros: battery life, value for money

Cons: third-party app support, onboard music storage

#16 Garmin Approach S50
2.5

Contactless payments were criticized for limited bank support in the UK, making Garmin Pay much less useful for some users.

Pros: value for money, comfort

Cons: fit, band quality

#17 CMF Watch 3 Pro
2.3

Contactless payments were a clear limitation because NFC is absent, though one reviewer said it was not a big issue for their own use.

Pros: style and design, value for money

Cons: customization options, companion app quality

#18 Coros Nomad
2.0

Contactless payments are absent, and that omission comes up repeatedly when reviewers compare the Nomad with more complete smartwatches. It is a meaningful sacrifice for buyers who want to leave...

Pros: mapping and navigation, value for money

Cons: smartwatch features, contactless payments

#19 Suunto Race 2
2.0

Contactless payments were called out as missing, contributing to the watch's limited smartwatch feature set.

Pros: GPS accuracy, heart rate accuracy

Cons: smartwatch features, recovery insights

#20 Coros Apex 4
1.8

Contactless payments are a repeated missing-smartwatch-feature complaint and contribute to the Apex 4 feeling limited versus rivals.

Pros: GPS accuracy, battery life

Cons: display quality, brightness

#21 Suunto Run
1.8

Contactless payments were a clear weakness, with reviewers noting no broad Google/Apple/Garmin Pay equivalent outside limited regional support.

Pros: GPS accuracy, battery life

Cons: onboard music storage, charging convenience

#22 Amazfit T-Rex 3 Pro
1.5

Contactless payments are a repeated weakness because Zepp Pay does not work in the United States for one reviewer and drew another dismissive Apple Pay comparison.

Pros: battery life, value for money

Cons: mapping and navigation, user interface

#23 Coros Pace 4
1.5

Contactless payments were missing, which reviewers treated as part of the broader smartwatch-feature gap.

Pros: value for money, battery life

Cons: mapping and navigation, button controls

#24 Motorola Moto Watch Fit
1.3

Contactless payments were absent and called out as a reason smartwatch-focused buyers should look elsewhere.

Pros: battery life, display quality

Cons: value for money, style and design

#25 Amazfit Bip 6
1.0

Contactless payment support was consistently treated as absent, making it a clear smartwatch-feature gap.

Pros: value for money, battery life

Cons: voice assistant quality, sleep tracking accuracy

#26 Suunto Vertical 2
1.0

Contactless payments were a clear missing feature and one reviewer explicitly docked the product for no tap-to-pay wallet.

Pros: battery life, flashlight usefulness

Cons: companion app quality, onboard music storage